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  <ReportHeader>
    <CommitteeCode>PAC-12-00928</CommitteeCode>
    <CommitteeName>Virginia Mortgage Bankers Political Action Committee</CommitteeName>
    <ReportYear>2014</ReportYear>
    <Address>
      <Line1>4490 Cox Road</Line1>
      <City>Glen Allen</City>
      <State>VA</State>
      <ZipCode>23060</ZipCode>
    </Address>
    <FilingDate>2015-01-08</FilingDate>
    <StartDate>2014-10-01</StartDate>
    <EndDate>2014-12-31</EndDate>
    <SubmitterPhone>804-819-4746</SubmitterPhone>
    <SubmitterEmail>wlyons@virginiamla.com</SubmitterEmail>
    <FilingType>Report</FilingType>
    <IsFinalReport>false</IsFinalReport>
    <IsAmendment>false</IsAmendment>
    <AmendedReportNumber>0</AmendedReportNumber>
    <NoActivity>false</NoActivity>
    <BalanceLastReportingPeriod>25890.54</BalanceLastReportingPeriod>
  </ReportHeader>
  <ScheduleA>
    <LiA>
      <Contributor IsIndividual="true">
        <FirstName>Janet</FirstName>
        <LastName>Ahl</LastName>
        <Address>
          <Line1>5319 Meadow Chase Rd</Line1>
          <City>Midlothian</City>
          <State>VA</State>
          <ZipCode>23112</ZipCode>
        </Address>
        <NameOfEmployer>MGIC</NameOfEmployer>
        <OccupationOrTypeOfBusiness>Mortgage insurance</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Midlothian</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2014-10-01</TransactionDate>
      <Amount>5.00</Amount>
      <TotalToDate>205.00</TotalToDate>
    </LiA>
    <LiA>
      <Contributor IsIndividual="true">
        <FirstName>Robert</FirstName>
        <LastName>Arthur</LastName>
        <Suffix>Jr.</Suffix>
        <Address>
          <Line1>8907 Bellefonte Rd</Line1>
          <City>Richmond</City>
          <State>VA</State>
          <ZipCode>23229</ZipCode>
        </Address>
        <NameOfEmployer>Village Bank Mortgage</NameOfEmployer>
        <OccupationOrTypeOfBusiness>Mortgage lender</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Midlothian, VA</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2014-10-01</TransactionDate>
      <Amount>30.00</Amount>
      <TotalToDate>130.00</TotalToDate>
    </LiA>
    <LiA>
      <Contributor IsIndividual="false">
        <LastName>Atlantic Bay Mortgage Group</LastName>
        <Address>
          <Line1>596 Lynnhaven Parkway</Line1>
          <Line2>Suite 102</Line2>
          <City>Virginia Beach</City>
          <State>VA</State>
          <ZipCode>23452</ZipCode>
        </Address>
        <OccupationOrTypeOfBusiness>Mortgage Lender</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Virginia Beach, VA</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2014-10-09</TransactionDate>
      <Amount>250.00</Amount>
      <TotalToDate>500.00</TotalToDate>
    </LiA>
    <LiA>
      <Contributor IsIndividual="false">
        <LastName>Atlantic Bay Mortgage Group</LastName>
        <Address>
          <Line1>596 Lynnhaven Parkway</Line1>
          <Line2>Suite 102</Line2>
          <City>Virginia Beach</City>
          <State>VA</State>
          <ZipCode>23452</ZipCode>
        </Address>
        <OccupationOrTypeOfBusiness>Mortgage Lender</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Virginia Beach, VA</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2014-12-19</TransactionDate>
      <Amount>2000.00</Amount>
      <TotalToDate>2500.00</TotalToDate>
    </LiA>
    <LiA>
      <Contributor IsIndividual="true">
        <FirstName>John</FirstName>
        <LastName>Beveridge</LastName>
        <Address>
          <Line1>4922 Sunset Lane</Line1>
          <City>Annandale</City>
          <State>VA</State>
          <ZipCode>22005</ZipCode>
        </Address>
        <NameOfEmployer>EverBank</NameOfEmployer>
        <OccupationOrTypeOfBusiness>Sales Manager</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Annandale, VA</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2014-10-01</TransactionDate>
      <Amount>250.00</Amount>
      <TotalToDate>250.00</TotalToDate>
    </LiA>
    <LiA>
      <Contributor IsIndividual="true">
        <FirstName>Roberta</FirstName>
        <LastName>Carneal</LastName>
        <Address>
          <Line1>6633 John Smith Lane</Line1>
          <City>Hayes</City>
          <State>VA</State>
          <ZipCode>23072</ZipCode>
        </Address>
        <NameOfEmployer>Chesapeake Bank</NameOfEmployer>
        <OccupationOrTypeOfBusiness>mortgage lender</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Kilmarnock, VA</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2014-10-01</TransactionDate>
      <Amount>20.00</Amount>
      <TotalToDate>120.00</TotalToDate>
    </LiA>
    <LiA>
      <Contributor IsIndividual="true">
        <FirstName>Roberta</FirstName>
        <LastName>Carneal</LastName>
        <Address>
          <Line1>6633 John Smith Lane</Line1>
          <City>Hayes</City>
          <State>VA</State>
          <ZipCode>23072</ZipCode>
        </Address>
        <NameOfEmployer>Chesapeake Bank</NameOfEmployer>
        <OccupationOrTypeOfBusiness>mortgage lender</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Kilmarnock, VA</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2014-12-18</TransactionDate>
      <Amount>100.00</Amount>
      <TotalToDate>220.00</TotalToDate>
    </LiA>
    <LiA>
      <Contributor IsIndividual="false">
        <LastName>EverBank</LastName>
        <Address>
          <Line1>12150 Monument Drive</Line1>
          <City>Fairfax</City>
          <State>VA</State>
          <ZipCode>22033</ZipCode>
        </Address>
        <OccupationOrTypeOfBusiness>Mortgage Lender</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Jacksonville, VL</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2014-10-09</TransactionDate>
      <Amount>250.00</Amount>
      <TotalToDate>250.00</TotalToDate>
    </LiA>
    <LiA>
      <Contributor IsIndividual="true">
        <FirstName>Chip</FirstName>
        <LastName>Glover</LastName>
        <Address>
          <Line1>1063 Old Abingdon Hwy</Line1>
          <City>Bristol</City>
          <State>VA</State>
          <ZipCode>24201</ZipCode>
        </Address>
        <NameOfEmployer>First Bank &amp; Trust</NameOfEmployer>
        <OccupationOrTypeOfBusiness>Banker</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Bristol, VA</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2014-12-02</TransactionDate>
      <Amount>100.00</Amount>
      <TotalToDate>250.00</TotalToDate>
    </LiA>
    <LiA>
      <Contributor IsIndividual="true">
        <FirstName>Rob</FirstName>
        <LastName>Heltzel</LastName>
        <Address>
          <Line1>10528 Knollwood Drive</Line1>
          <City>Manassas</City>
          <State>VA</State>
          <ZipCode>20111</ZipCode>
        </Address>
        <NameOfEmployer>Heltzel Mortgage</NameOfEmployer>
        <OccupationOrTypeOfBusiness>Mortgage lender</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Manassas, VA</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2014-10-01</TransactionDate>
      <Amount>20.00</Amount>
      <TotalToDate>119.00</TotalToDate>
    </LiA>
    <LiA>
      <Contributor IsIndividual="true">
        <FirstName>David</FirstName>
        <MiddleName>P</MiddleName>
        <LastName>Michaud</LastName>
        <Address>
          <Line1>1725 River Court</Line1>
          <City>Virginia Beach</City>
          <State>VA</State>
          <ZipCode>23454</ZipCode>
        </Address>
        <NameOfEmployer>Union Mortgage Group</NameOfEmployer>
        <OccupationOrTypeOfBusiness>Mortgage lender</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Virginia Beach, VA</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2014-12-12</TransactionDate>
      <Amount>200.00</Amount>
      <TotalToDate>300.00</TotalToDate>
    </LiA>
    <LiA>
      <Contributor IsIndividual="false">
        <LastName>Monarch Mortgage</LastName>
        <Address>
          <Line1>300 32nd Street</Line1>
          <Line2>Suite 200</Line2>
          <City>Virginia Beach</City>
          <State>VA</State>
          <ZipCode>23451</ZipCode>
        </Address>
        <OccupationOrTypeOfBusiness>Mortgage Lender</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Virginia Beach, VA</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2014-12-19</TransactionDate>
      <Amount>500.00</Amount>
      <TotalToDate>500.00</TotalToDate>
    </LiA>
    <LiA>
      <Contributor IsIndividual="false">
        <LastName>Mortgage Bankers Association of Metropolitan Washington</LastName>
        <Address>
          <Line1>PO Box 1522</Line1>
          <City>Olney</City>
          <State>MD</State>
          <ZipCode>20830</ZipCode>
        </Address>
        <OccupationOrTypeOfBusiness>Association</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Olney, MD</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2014-12-31</TransactionDate>
      <Amount>5000.00</Amount>
      <TotalToDate>7500.00</TotalToDate>
    </LiA>
    <LiA>
      <Contributor IsIndividual="true">
        <FirstName>Jesse</FirstName>
        <MiddleName>H</MiddleName>
        <LastName>Peele</LastName>
        <Address>
          <Line1>5600 Cox Road</Line1>
          <City>Glen Allen</City>
          <State>VA</State>
          <ZipCode>23060</ZipCode>
        </Address>
        <NameOfEmployer>SunTrust Mortgage</NameOfEmployer>
        <OccupationOrTypeOfBusiness>Mortgage lender</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Richmond, VA</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2014-12-02</TransactionDate>
      <Amount>250.00</Amount>
      <TotalToDate>250.00</TotalToDate>
    </LiA>
    <LiA>
      <Contributor IsIndividual="true">
        <FirstName>Kim</FirstName>
        <LastName>Ramey</LastName>
        <Address>
          <Line1>15568 Atterbury Rd</Line1>
          <City>Dumfries</City>
          <State>VA</State>
          <ZipCode>22025</ZipCode>
        </Address>
        <NameOfEmployer>George Mason Mortgage</NameOfEmployer>
        <OccupationOrTypeOfBusiness>Mortgage lender</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Dumfries, VA</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2014-10-01</TransactionDate>
      <Amount>20.00</Amount>
      <TotalToDate>120.00</TotalToDate>
    </LiA>
    <LiA>
      <Contributor IsIndividual="true">
        <FirstName>Brandon</FirstName>
        <LastName>Ramsey</LastName>
        <Address>
          <Line1>272 Bendix Road</Line1>
          <Line2>Suite 150</Line2>
          <City>Virginia Beach</City>
          <State>VA</State>
          <ZipCode>23452</ZipCode>
        </Address>
        <NameOfEmployer>George Mason Mortgage</NameOfEmployer>
        <OccupationOrTypeOfBusiness>Loan Officer</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Virginia Beach, VA</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2014-12-02</TransactionDate>
      <Amount>100.00</Amount>
      <TotalToDate>160.00</TotalToDate>
    </LiA>
    <LiA>
      <Contributor IsIndividual="true">
        <FirstName>Steve</FirstName>
        <LastName>Rockefeller</LastName>
        <Address>
          <Line1>933 Brittlebark</Line1>
          <City>Virginia Beach</City>
          <State>VA</State>
          <ZipCode>23461</ZipCode>
        </Address>
        <NameOfEmployer>George Mason Mortgage</NameOfEmployer>
        <OccupationOrTypeOfBusiness>Mortgage Lender</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Virginia Beach, VA</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2014-10-01</TransactionDate>
      <Amount>250.00</Amount>
      <TotalToDate>250.00</TotalToDate>
    </LiA>
    <LiA>
      <Contributor IsIndividual="true">
        <FirstName>Ric</FirstName>
        <LastName>Segovia</LastName>
        <Address>
          <Line1>2750 Killarney Dr</Line1>
          <Line2>Suite 105</Line2>
          <City>Woodbridge</City>
          <State>VA</State>
          <ZipCode>22192</ZipCode>
        </Address>
        <NameOfEmployer>George Mason Mortgage</NameOfEmployer>
        <OccupationOrTypeOfBusiness>Mortgage lender</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Woodbridge, VA</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2014-10-09</TransactionDate>
      <Amount>200.00</Amount>
      <TotalToDate>300.00</TotalToDate>
    </LiA>
    <LiA>
      <Contributor IsIndividual="true">
        <FirstName>Ric</FirstName>
        <LastName>Segovia</LastName>
        <Address>
          <Line1>2750 Killarney Dr</Line1>
          <Line2>#105</Line2>
          <City>Woodbridge</City>
          <State>VA</State>
          <ZipCode>22192</ZipCode>
        </Address>
        <NameOfEmployer>George Mason Mortgage</NameOfEmployer>
        <OccupationOrTypeOfBusiness>Mortgage lender</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Woodbridge, VA</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2014-12-02</TransactionDate>
      <Amount>200.00</Amount>
      <TotalToDate>300.00</TotalToDate>
    </LiA>
    <LiA>
      <Contributor IsIndividual="true">
        <FirstName>Regina</FirstName>
        <LastName>Sobey</LastName>
        <Address>
          <Line1>1207 Bon Air Crest Place</Line1>
          <City>Richmond</City>
          <State>VA</State>
          <ZipCode>23235</ZipCode>
        </Address>
        <NameOfEmployer>Fulton Mortgage</NameOfEmployer>
        <OccupationOrTypeOfBusiness>Mortgage Lender</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Richmond, VA</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2014-10-01</TransactionDate>
      <Amount>10.00</Amount>
      <TotalToDate>109.00</TotalToDate>
    </LiA>
    <LiA>
      <Contributor IsIndividual="true">
        <FirstName>Sarah</FirstName>
        <LastName>Stedfast</LastName>
        <Address>
          <Line1>600 22nd Street</Line1>
          <Line2>Suite 301</Line2>
          <City>Virginia Beach</City>
          <State>VA</State>
          <ZipCode>23451</ZipCode>
        </Address>
        <NameOfEmployer>NewTowne Mortgage</NameOfEmployer>
        <OccupationOrTypeOfBusiness>Mortgage Executive</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Virginia Beach, VA</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2014-12-02</TransactionDate>
      <Amount>100.00</Amount>
      <TotalToDate>150.00</TotalToDate>
    </LiA>
    <LiA>
      <Contributor IsIndividual="false">
        <LastName>Tidewater Mortgage Bankers Association</LastName>
        <Address>
          <Line1>638 Independence Pkwy</Line1>
          <City>Chesapeake</City>
          <State>VA</State>
          <ZipCode>23320</ZipCode>
        </Address>
        <OccupationOrTypeOfBusiness>Trade Association</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Chesapeake, VA</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2014-12-31</TransactionDate>
      <Amount>300.00</Amount>
      <TotalToDate>2142.00</TotalToDate>
    </LiA>
    <LiA>
      <Contributor IsIndividual="true">
        <FirstName>J</FirstName>
        <MiddleName>Scott</MiddleName>
        <LastName>Vaughan</LastName>
        <Address>
          <Line1>4791 Walton Ln</Line1>
          <City>Roanoke</City>
          <State>VA</State>
          <ZipCode>24018</ZipCode>
        </Address>
        <NameOfEmployer>Union Mortgage Group</NameOfEmployer>
        <OccupationOrTypeOfBusiness>Mortgage lender</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Ruther Glen, VA</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2014-10-01</TransactionDate>
      <Amount>20.00</Amount>
      <TotalToDate>119.00</TotalToDate>
    </LiA>
    <LiA>
      <Contributor IsIndividual="true">
        <FirstName>Christine</FirstName>
        <LastName>Wagner</LastName>
        <Address>
          <Line1>1531 Briarcliff Road</Line1>
          <City>Arnold</City>
          <State>MD</State>
          <ZipCode>21012</ZipCode>
        </Address>
        <NameOfEmployer>SunTrust</NameOfEmployer>
        <OccupationOrTypeOfBusiness>Mortgage</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Arnold, MD</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2014-10-01</TransactionDate>
      <Amount>525.00</Amount>
      <TotalToDate>525.00</TotalToDate>
    </LiA>
    <LiA>
      <Contributor IsIndividual="true">
        <FirstName>Rodney</FirstName>
        <MiddleName>H</MiddleName>
        <LastName>Word</LastName>
        <Suffix>Jr.</Suffix>
        <Address>
          <Line1>2810 Chartstone Ct</Line1>
          <City>Midlothian</City>
          <State>VA</State>
          <ZipCode>23113</ZipCode>
        </Address>
        <NameOfEmployer>Union Mortgage Group</NameOfEmployer>
        <OccupationOrTypeOfBusiness>Mortgage lender</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Richmond, VA</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2014-12-02</TransactionDate>
      <Amount>100.00</Amount>
      <TotalToDate>125.00</TotalToDate>
    </LiA>
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      <Payee IsIndividual="false">
        <LastName>Virginia Bankers Association</LastName>
        <Address>
          <Line1>4490 Cox Road</Line1>
          <City>Glen Allen</City>
          <State>VA</State>
          <ZipCode>23060</ZipCode>
        </Address>
      </Payee>
      <TransactionDate>2014-10-30</TransactionDate>
      <Amount>44.16</Amount>
      <AuthorizingName>VAMPAC Trustees</AuthorizingName>
      <ItemOrService>Expenses for conference calls and credit card fees</ItemOrService>
    </LiD>
    <LiD>
      <Payee IsIndividual="false">
        <LastName>Williams Mullen</LastName>
        <Address>
          <Line1>PO Box 1320</Line1>
          <City>Richmond</City>
          <State>VA</State>
          <ZipCode>23218</ZipCode>
        </Address>
      </Payee>
      <TransactionDate>2014-11-13</TransactionDate>
      <Amount>7500.00</Amount>
      <AuthorizingName>VAMPAC Trustees</AuthorizingName>
      <ItemOrService>Lobbying fee</ItemOrService>
    </LiD>
    <LiD>
      <Payee IsIndividual="false">
        <LastName>Virginia Bankers Association</LastName>
        <Address>
          <Line1>4490 Cox Road</Line1>
          <City>Glen Allen</City>
          <State>VA</State>
          <ZipCode>23060</ZipCode>
        </Address>
      </Payee>
      <TransactionDate>2014-11-25</TransactionDate>
      <Amount>187.99</Amount>
      <AuthorizingName>VAMPAC Trustees</AuthorizingName>
      <ItemOrService>Credit card processing fees</ItemOrService>
    </LiD>
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    <BeginningLoanBalance>0.00</BeginningLoanBalance>
    <LoansReceivedTotal>0.00</LoansReceivedTotal>
    <LoansReceivedAndExistingTotal>0.00</LoansReceivedAndExistingTotal>
    <LoansPaidTotal>0.00</LoansPaidTotal>
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    <ScheduleCTotal>0.00</ScheduleCTotal>
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    <ContributionsAndReceiptsReceived>13245.00</ContributionsAndReceiptsReceived>
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</Report>