﻿<?xml version="1.0" encoding="utf-8"?>
<Report xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.sbe.virginia.gov ContributionReport.xsd" xmlns="http://www.sbe.virginia.gov">
  <ReportHeader>
    <CommitteeCode>PAC-12-00928</CommitteeCode>
    <CommitteeName>Virginia Mortgage Bankers Political Action Committee</CommitteeName>
    <ReportYear>2025</ReportYear>
    <Address>
      <Line1>4490 Cox Road</Line1>
      <City>Glen Allen</City>
      <State>VA</State>
      <ZipCode>23060</ZipCode>
    </Address>
    <FilingDate>2026-01-07</FilingDate>
    <StartDate>2025-10-08</StartDate>
    <EndDate>2025-12-31</EndDate>
    <SubmitterEmail>mbasil@virginiamba.org</SubmitterEmail>
    <FilingType>Report</FilingType>
    <IsFinalReport>false</IsFinalReport>
    <IsAmendment>false</IsAmendment>
    <AmendedReportNumber>0</AmendedReportNumber>
    <NoActivity>false</NoActivity>
    <BalanceLastReportingPeriod>66001.27</BalanceLastReportingPeriod>
  </ReportHeader>
  <ScheduleA>
    <LiA>
      <Contributor IsIndividual="true">
        <FirstName>Angela</FirstName>
        <LastName>Apgar</LastName>
        <Address>
          <Line1>2335 Green Hill Lane</Line1>
          <City>Elliston</City>
          <State>VA</State>
          <ZipCode>24087</ZipCode>
        </Address>
        <NameOfEmployer>Atlantic Union Bank</NameOfEmployer>
        <OccupationOrTypeOfBusiness>Mortgage Loan Officer</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Salem, VA</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2025-12-05</TransactionDate>
      <Amount>85.00</Amount>
      <TotalToDate>115.00</TotalToDate>
    </LiA>
    <LiA>
      <Contributor IsIndividual="true">
        <FirstName>Angela</FirstName>
        <LastName>Apgar</LastName>
        <Address>
          <Line1>2335 Green Hill Lane</Line1>
          <City>Elliston</City>
          <State>VA</State>
          <ZipCode>24087</ZipCode>
        </Address>
        <NameOfEmployer>Atlantic Union Bank</NameOfEmployer>
        <OccupationOrTypeOfBusiness>Mortgage Loan Officer</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Salem, VA</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2025-12-22</TransactionDate>
      <Amount>25.00</Amount>
      <TotalToDate>140.00</TotalToDate>
    </LiA>
    <LiA>
      <Contributor IsIndividual="true">
        <FirstName>Angela</FirstName>
        <LastName>Apgar</LastName>
        <Address>
          <Line1>2335 Green Hill Lane</Line1>
          <City>Elliston</City>
          <State>VA</State>
          <ZipCode>24087</ZipCode>
        </Address>
        <NameOfEmployer>Atlantic Union Bank</NameOfEmployer>
        <OccupationOrTypeOfBusiness>Mortgage Loan Officer</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Salem, VA</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2025-12-30</TransactionDate>
      <Amount>31.00</Amount>
      <TotalToDate>171.00</TotalToDate>
    </LiA>
    <LiA>
      <Contributor IsIndividual="true">
        <FirstName>Steve</FirstName>
        <LastName>Chilton</LastName>
        <Address>
          <Line1>409 Amelia Avenue</Line1>
          <City>Raleigh</City>
          <State>NC</State>
          <ZipCode>27615</ZipCode>
        </Address>
        <NameOfEmployer>Atlantic Coast Mortgage</NameOfEmployer>
        <OccupationOrTypeOfBusiness>VP</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Fairfax, VA</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2025-12-22</TransactionDate>
      <Amount>75.00</Amount>
      <TotalToDate>325.00</TotalToDate>
    </LiA>
    <LiA>
      <Contributor IsIndividual="true">
        <FirstName>Robert</FirstName>
        <MiddleName>N</MiddleName>
        <LastName>Fothergill</LastName>
        <Suffix>Jr.</Suffix>
        <Address>
          <Line1>3453 Meadowlark Rd</Line1>
          <City>Roanoke</City>
          <State>VA</State>
          <ZipCode>24018</ZipCode>
        </Address>
        <NameOfEmployer>Virginia Title Center</NameOfEmployer>
        <OccupationOrTypeOfBusiness>Title Insurance</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Roanoke, VA</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2025-12-05</TransactionDate>
      <Amount>150.00</Amount>
      <TotalToDate>150.00</TotalToDate>
    </LiA>
    <LiA>
      <Contributor IsIndividual="true">
        <FirstName>Nikki</FirstName>
        <LastName>Griffin</LastName>
        <Address>
          <Line1>PO Box 545</Line1>
          <City>Daleville</City>
          <State>VA</State>
          <ZipCode>24083</ZipCode>
        </Address>
        <NameOfEmployer>Virginia Mountain Mortgage</NameOfEmployer>
        <OccupationOrTypeOfBusiness>Loan Originator</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Daleville, VA</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2025-12-05</TransactionDate>
      <Amount>165.00</Amount>
      <TotalToDate>165.00</TotalToDate>
    </LiA>
    <LiA>
      <Contributor IsIndividual="true">
        <FirstName>Dave</FirstName>
        <LastName>Henry</LastName>
        <Address>
          <Line1>5829 Salisbury Drive</Line1>
          <City>Roanoke</City>
          <State>VA</State>
          <ZipCode>24018</ZipCode>
        </Address>
        <NameOfEmployer>Henry Mortgage Group</NameOfEmployer>
        <OccupationOrTypeOfBusiness>Mortgage Sales</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Roanoke, VA</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2025-12-05</TransactionDate>
      <Amount>425.00</Amount>
      <TotalToDate>425.00</TotalToDate>
    </LiA>
    <LiA>
      <Contributor IsIndividual="true">
        <FirstName>Stephen</FirstName>
        <LastName>Jolly</LastName>
        <Address>
          <Line1>205 Parkwood Drive</Line1>
          <City>Galax</City>
          <State>VA</State>
          <ZipCode>24333</ZipCode>
        </Address>
        <NameOfEmployer>Towne Mortgage Company</NameOfEmployer>
        <OccupationOrTypeOfBusiness>Account Executive</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Troy, MI</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2025-12-17</TransactionDate>
      <Amount>100.00</Amount>
      <TotalToDate>150.00</TotalToDate>
    </LiA>
    <LiA>
      <Contributor IsIndividual="true">
        <FirstName>Steve</FirstName>
        <LastName>Rockefeller</LastName>
        <Address>
          <Line1>933 Brittlebank Drive</Line1>
          <City>Virginia Beach</City>
          <State>VA</State>
          <ZipCode>23462</ZipCode>
        </Address>
        <NameOfEmployer>CMG Home Loans</NameOfEmployer>
        <OccupationOrTypeOfBusiness>Mortgage Lender</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Virginia Beach, VA</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2025-12-17</TransactionDate>
      <Amount>250.00</Amount>
      <TotalToDate>500.00</TotalToDate>
    </LiA>
    <LiA>
      <Contributor IsIndividual="true">
        <FirstName>Brian</FirstName>
        <LastName>Rotenberry</LastName>
        <Address>
          <Line1>1824 Millwood Drive</Line1>
          <City>Salem</City>
          <State>VA</State>
          <ZipCode>24153</ZipCode>
        </Address>
        <NameOfEmployer>Movement Mortgage</NameOfEmployer>
        <OccupationOrTypeOfBusiness>Mortgage Lender</OccupationOrTypeOfBusiness>
        <PrimaryCityAndStateOfEmploymentOrBusiness>Roanoke, VA</PrimaryCityAndStateOfEmploymentOrBusiness>
      </Contributor>
      <TransactionDate>2025-12-05</TransactionDate>
      <Amount>160.00</Amount>
      <TotalToDate>536.00</TotalToDate>
    </LiA>
  </ScheduleA>
  <ScheduleB />
  <ScheduleC>
    <LiC>
      <Payer IsIndividual="false">
        <LastName>Atlantic Union Bank</LastName>
        <Address>
          <Line1>PO Box 446</Line1>
          <City>Bowling Green</City>
          <State>VA</State>
          <ZipCode>22427</ZipCode>
        </Address>
      </Payer>
      <TransactionDate>2025-10-31</TransactionDate>
      <Amount>114.44</Amount>
      <ReceiptType>interest</ReceiptType>
    </LiC>
    <LiC>
      <Payer IsIndividual="false">
        <LastName>Atlantic Union Bank</LastName>
        <Address>
          <Line1>PO Box 446</Line1>
          <City>Bowling Green</City>
          <State>VA</State>
          <ZipCode>22427</ZipCode>
        </Address>
      </Payer>
      <TransactionDate>2025-11-30</TransactionDate>
      <Amount>154.01</Amount>
      <ReceiptType>interest</ReceiptType>
    </LiC>
    <LiC>
      <Payer IsIndividual="false">
        <LastName>Atlantic Union Bank</LastName>
        <Address>
          <Line1>PO Box 446</Line1>
          <City>Bowling Green</City>
          <State>VA</State>
          <ZipCode>22427</ZipCode>
        </Address>
      </Payer>
      <TransactionDate>2025-12-31</TransactionDate>
      <Amount>159.42</Amount>
      <ReceiptType>interest</ReceiptType>
    </LiC>
  </ScheduleC>
  <ScheduleD>
    <LiD>
      <Payee IsIndividual="false">
        <LastName>Virginia Mortgage Bankers Association</LastName>
        <Address>
          <Line1>4490 Cox Road</Line1>
          <City>Glen Allen</City>
          <State>VA</State>
          <ZipCode>23060</ZipCode>
        </Address>
      </Payee>
      <TransactionDate>2025-10-17</TransactionDate>
      <Amount>120.50</Amount>
      <AuthorizingName>VAMPAC Trustees</AuthorizingName>
      <ItemOrService>cc fees</ItemOrService>
    </LiD>
    <LiD>
      <Payee IsIndividual="false">
        <LastName>Virginia Mortgage Bankers Association</LastName>
        <Address>
          <Line1>4490 Cox Road</Line1>
          <City>Glen Allen</City>
          <State>VA</State>
          <ZipCode>23060</ZipCode>
        </Address>
      </Payee>
      <TransactionDate>2025-10-21</TransactionDate>
      <Amount>28.90</Amount>
      <AuthorizingName>VAMPAC Trustees</AuthorizingName>
      <ItemOrService>postage</ItemOrService>
    </LiD>
  </ScheduleD>
  <ScheduleE />
  <ScheduleF />
  <ScheduleG>
    <ScheduleACount>10</ScheduleACount>
    <ScheduleATotal>1466.00</ScheduleATotal>
    <ScheduleBCount>0</ScheduleBCount>
    <ScheduleBTotal>0.00</ScheduleBTotal>
    <UnItemizedCount>21</UnItemizedCount>
    <UnItemizedTotal>1105.00</UnItemizedTotal>
    <UnItemizedInKindCount>0</UnItemizedInKindCount>
    <UnItemizedInKindTotal>0.00</UnItemizedInKindTotal>
    <AllContributionsCount>31</AllContributionsCount>
    <AllContributionsTotal>2571.00</AllContributionsTotal>
    <ScheduleCTotal>427.87</ScheduleCTotal>
    <ScheduleBTotalRepeated>0.00</ScheduleBTotalRepeated>
    <UnItemizedInKindTotalRepeated>0.00</UnItemizedInKindTotalRepeated>
    <ScheduleDTotal>149.40</ScheduleDTotal>
    <TotalInKindAndExpenditures>149.40</TotalInKindAndExpenditures>
    <BeginningLoanBalance>0.00</BeginningLoanBalance>
    <LoansReceivedTotal>0.00</LoansReceivedTotal>
    <LoansReceivedAndExistingTotal>0.00</LoansReceivedAndExistingTotal>
    <LoansPaidTotal>0.00</LoansPaidTotal>
    <NewLoanBalance>0.00</NewLoanBalance>
  </ScheduleG>
  <ScheduleH>
    <BeginningBalance>66001.27</BeginningBalance>
    <ContributionsReceived>2571.00</ContributionsReceived>
    <ScheduleCTotal>427.87</ScheduleCTotal>
    <LoansReceivedTotal>0.00</LoansReceivedTotal>
    <ContributionsAndReceiptsReceived>2998.87</ContributionsAndReceiptsReceived>
    <TotalExpendableFunds>69000.14</TotalExpendableFunds>
    <TotalInKindAndExpenditures>149.40</TotalInKindAndExpenditures>
    <LoansPaidTotal>0.00</LoansPaidTotal>
    <ScheduleITotal>0.00</ScheduleITotal>
    <TotalPaymentsMade>149.40</TotalPaymentsMade>
    <ExpendableFundsBalance>68850.74</ExpendableFundsBalance>
    <TotalUnPaidDebts>0.00</TotalUnPaidDebts>
    <BalanceAtStartOfElectionCycle>77302.04</BalanceAtStartOfElectionCycle>
    <PreviousReceipts>28609.52</PreviousReceipts>
    <CurrentReceipts>2998.87</CurrentReceipts>
    <TotalReceiptsThisElectionCycle>31608.39</TotalReceiptsThisElectionCycle>
    <TotalFundsAvailable>108910.43</TotalFundsAvailable>
    <PreviousDisbursements>39910.29</PreviousDisbursements>
    <CurrentDisbursements>149.40</CurrentDisbursements>
    <TotalDisbursements>40059.69</TotalDisbursements>
    <EndingBalance>68850.74</EndingBalance>
  </ScheduleH>
</Report>